Business funding · Growing businesses

Business financing referrals · Growing businesses

Explore funding for the costs of another business location.

A second location can require deposits and setup spending before it produces revenue. Break the expansion into the costs you need to fund and the dates each payment is expected.

Illustration of growing businesses and their working space

Moving your request forward

Follow your request through the next steps

01

Amount, use and timing

Identify the expense and select the funding purpose and urgency that correspond to it.

02

Operating information

Complete the business-name, industry, revenue and history fields together with the approximate credit range.

03

Review and send

Check your answers, review the consent wording and use the verification code before submitting the request.

Collect the key details

A useful checklist before you begin

Gather the business basics and check the expense calculation before you begin the application.

  • 01Your purchase plan, estimated cost and schedule
  • 02Your revenue bracket and how long the business has run
  • 03Your business category, name and approximate credit band
  • 04The owner’s contact information and phone access

Needs to describe

Identify the purpose of the funding

01

Space fit-out

Contractor work, signage and fixtures may require staged payments before opening. Separate those expenses from the lease deposit and ongoing occupancy costs.

02

Equipment

An additional location may need its own equipment rather than spare capacity from the first site. Include delivery, installation and staff training in the budget.

03

Opening inventory

Initial stock must be bought before the new location begins trading. Distinguish the opening order from replenishment the existing business already funds.

Illustration of growing businesses equipment and workspace
Illustration of growing businesses equipment and workspace

Growing businesses · funding preparation

Account for the interval before customers pay

Keep current-location revenue separate from projections for the new site. Assess any repayment obligation against the period when setup costs and both locations’ overheads overlap.

Information for business owners

Points to review before starting

What should I understand about provider referrals?

The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.

How does a provider decide?

The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.

Why can request timelines differ?

Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.

How do contact preferences affect the request?

Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.

Describe the business goal

Make your next business purchase the starting point

Use the form to present your business funding need, including the amount and purpose of the request.